Friday, October 4, 2019

8 KEYS WHEN BUYING CAR INSURANCE



1.The cheap can be a mistake. Many are inclined towards the price and may end up paying more. In fact, once a person gets behind the wheel, a thousand unforeseen events can happen. So, stop looking at the price and focus better on the coverage.

2.Insurance coverage. It is something to take into account, because you can find complete insurance at a good price or vice versa. Therefore, we must know how to search within the market for something that adapts to the particular needs of each person.

3.Insurance price. There are several insurers that compete and offer different products at various prices. But always consider that there are many factors that increase the final price of insurance. For example, the age, gender, profession and marital status of the insured, the area of circulation and the brand of the car.

4.Hedges contracted. The limit contracted in Extracontractual Civil Liability must be sufficient to cover damages that are caused to third parties, but do not cover damage to the car or the occupants.

5.The policy. Analyze everything the insurance policy says to avoid misunderstandings. It is important to consult any doubt directly with the broker with whom the insurance is contracted.

6. Check the data. When hiring insurance, it is necessary to verify that the information in the policy matches the information on the property card of the insured vehicle and the owner's information. Carry the policy in the glove compartment of the car.

7.The insurer It is important to choose a trustworthy insurer that responds quickly and efficiently with its network of services, workshops, brand representation at the national level and even the scope of the Andean Pact. So even if it takes time, choose the best one.

8.Assistance service. You have to check that the policy includes travel assistance and analyze the scope of the services. For example, number of services of chosen driver, cities and protocol to access the replacement vehicle service, lawyer network, crane, transportation expenses for total losses, among others.

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